Flexible Financing for Your Next Project
Get the renovation you need now and pay over time — through our partnership with Foundation Finance Company, a national lender for home improvement projects.
One application. One monthly payment.
We’re an authorized dealer with Foundation Finance Company, a national lender that specializes in home improvement projects. From roofing repairs to full custom builds, financing helps you start the work without paying for everything up front.
Renovation and construction projects of every size.
Roof replacements, kitchen and bath remodels, additions, ADUs, container homes, decks, and full home upgrades — financing helps fund the construction so you can move forward on your timeline.
What’s eligible for any specific project depends on the lender’s program rules. During your consultation we’ll walk through what can and can’t be wrapped into the loan — including questions about design fees, permits, and other soft costs — so you know exactly where you stand before you commit.
Why Finance With Sonny’s?
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No Application Fees
Apply for free — no application fees, no prepayment penalties. Check if you prequalify with no impact to your credit score.
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Flexible Plans for Any Project
Financing options for projects of all sizes — roofing, remodels, additions, and more. Long-term plans available, subject to credit approval.
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Work With a Trusted Contractor
Licensed in MD, DC & VA. Veteran-owned. Your financing goes directly toward quality work from Sonny’s Renovations.
How It Works — 3 Simple Steps
1
Apply Online
Fill out a quick application through Foundation Finance Company. Prequalification with no impact to your credit score.
2
Get a Credit Decision
Receive a credit decision from Foundation Finance Company. Approvals are valid for up to 180 days — apply before your project is even finalized.
3
Start Your Project
We handle the renovation while you pay through monthly payments. Pay off early any time — no prepayment penalties.
What Can You Finance?
From small repairs to full home renovations — financing covers the construction work.
- 🏠 Roof Replacement & Repair
- 🍳 Kitchen Remodels
- 🛁 Bathroom Renovations
- 🪵 Deck Builds & Additions
- 🏡 Full Home Upgrades
- 🔧 General Repairs & Improvements
Financing FAQ
What credit score do I need to qualify?
Foundation Finance Company works with a range of credit profiles. You can check if you prequalify with no impact to your credit score. Final terms are determined by the lender after a full credit review.
How long is my approval valid?
Financing approvals through Foundation Finance Company are valid for up to 180 days, giving you time to plan and schedule your project without rushing.
Are there any prepayment penalties?
No. You can pay off your balance early at any time with no prepayment penalties. Foundation Finance Company offers straightforward terms.
What can I use the financing for?
Financing is generally used for renovation and construction work. What’s eligible for any specific project depends on the lender’s program rules — we’ll walk through the details with you during your consultation so you know what can and can’t be wrapped into the loan before you commit.
Ready to Get Started?
Apply through Foundation Finance Company or reach out to us directly. We’re happy to walk you through every step.
📞 Call us: 301-960-9829
Subject to credit approval. Not all applicants will qualify.
Financing is provided by Foundation Finance Company LLC, subject to credit approval and the lender’s terms. Not all applicants will qualify. Loan amount, rate, and term are determined by the lender. Sonny’s Renovations LLC is an authorized dealer with Foundation Finance Company.
