Financing

Flexible Financing for Your Next Project

Get the renovation you need now and pay over time — powered by Foundation Finance Company.

Why Finance With Sonny’s?

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No Application Fees

Apply for free — no application fees, no prepayment penalties. Check if you prequalify with no impact to your credit score.

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Flexible Payment Plans

Financing from $1,000 to $100,000 with terms from 12 to 240 months. Roofing, remodels, decks — all covered.

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Work With a Trusted Contractor

Licensed in MD, DC & VA. Veteran-owned. Your financing goes directly toward quality work from Sonny’s Renovations.

How It Works — 3 Simple Steps

1

Apply Online

Fill out a quick application through Foundation Finance Company. Takes just a few minutes — prequalification won’t affect your credit score.

2

Get Approved

Receive your financing decision quickly. Approvals are valid for up to 180 days — apply before your project is even finalized.

3

Start Your Project

We handle the renovation while you enjoy affordable monthly payments. Pay off early anytime — no prepayment penalties.

What Can You Finance?

From small repairs to full home renovations — financing covers it all.

  • 🏠 Roof Replacement & Repair
  • 🍳 Kitchen Remodels
  • 🛁 Bathroom Renovations
  • 🪵 Deck Builds & Additions
  • 🏡 Full Home Upgrades
  • 🔧 General Repairs & Improvements

Financing FAQ

What credit score do I need to qualify?

Foundation Finance Company works with a range of credit profiles. You can check if you prequalify with no impact to your credit score. Final terms are based on your full credit review.

How long is my approval valid?

Financing approvals through Foundation Finance Company are valid for up to 180 days, giving you time to plan and schedule your project without rushing.

Are there any prepayment penalties?

No. You can pay off your balance early at any time with no prepayment penalties. Foundation Finance Company offers straightforward terms with no hidden fees.

Ready to Get Started?

Apply now through Foundation Finance Company or reach out to us directly. We’re happy to walk you through every step.

📞 Call us: 301-888-3014